Stock detail

Ray Sigorta A.Ş.

RAYSGSTOCKS | TR | IST | Financial Services | Insurance - Diversified

Profile snapshotTRY 109.6Market cap TRY 17.9B

No local candle data found.

Recent detected patterns / setups

Latest 10 Market Radar results for this symbol and selected direction.

PatternTFScan runQuality

BullishOliver Kell Momentum Setup4H07 Nov 26, 16:1675

BullishMA 8/21 Crossover4H07 Nov 26, 16:1676

BearishICT FVG Setup4H07 Nov 26, 16:16100

BullishMA 8/21 Crossover15M07 Nov 26, 09:1472

BullishICT Liquidity Sweep Reversal Setup15M07 Nov 26, 09:1479

BullishICT Inverse FVG Setup15M07 Nov 26, 09:1480

BullishSupport/Resistance Flip Setup15M07 Nov 26, 09:1482

BullishICT BOS Retest Setup15M07 Nov 26, 09:1482

BearishICT FVG Setup15M07 Nov 26, 09:1482

BullishOliver Kell Momentum Setup15M07 Nov 26, 09:1483

About Ray Sigorta A.Ş.

Ray Sigorta A.Ş. (RAYSG) is listed on IST. Sector: Financial Services. Industry: Insurance - Diversified.

Ray Sigorta Anonim Sirketi engages in the non-life insurance business in Turkey. The company offers personal accidents, casco, motor third party liability, travel, workplace, cyber security, health, and home insurance. It also provides fire, TCIP, marine, casualty, engineering, liability, and agriculture insurance, as well as motor own damage; motor facultative TPL; legal protection; and company's personal accident for buses insurance products. It sells its products through agencies, agency branches, brokers, broker branches, banks, and leasing companies. The company was incorporated in 1958 and is headquartered in Istanbul, Turkey. Ray Sigorta Anonim Sirketi operates as a subsidiary of ATBIH GmbH.

Annual

Annual fundamentals

2025 vs previous annual period

Total revenueTRY 31.7B+115.7%

Net incomeTRY 3.7B+69.0%

Net profit margin11.8%-3.3 pp

EPS23+64.3%

Total debtTRY 24M+977.1%

Cash and cash equivalentsTRY 23.7B+76.0%

Net debtTRY -23.7B-75.9%

Metric20212022202320242025

Total revenue----TRY 2.1B--TRY 6B+190.6%TRY 14.7B+145.8%TRY 31.7B+115.7%

Net income----TRY 179.7M--TRY 901.9M+401.9%TRY 2.2B+145.2%TRY 3.7B+69.0%

Net profit margin----8.7%--15.1%+72.7%15.0%-0.2%11.8%-21.7%

EPS----1--6+500.0%14+133.3%23+64.3%

Free cash flow----TRY 1.1B--TRY -513.7M-147.4%TRY 7.4B+1534.4%TRY 7.2B-2.4%

Total debt----TRY 7.6M--TRY 4.6M-39.6%TRY 2.2M-51.8%TRY 24M+977.1%

Cash and cash equivalents----TRY 2.1B--TRY 3.8B+81.1%TRY 13.5B+249.6%TRY 23.7B+76.0%

Net debt----TRY -2.1B--TRY -3.8B-81.6%TRY -13.5B-250.0%TRY -23.7B-75.9%

Quarterly

Quarterly fundamentals

Q3 2026 vs same quarter previous year

Total revenueTRY 9.2B+0.6%

Net incomeTRY 747M-24.1%

Net profit margin8.1%-2.7 pp

EPS5-16.7%

Total debtTRY 21.7M-1.3%

Cash and cash equivalentsTRY 25.4B+9.7%

Net debtTRY -25.4B-9.7%

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026Q3 2026

Total revenue----TRY 8.7B--TRY 9.1B--TRY 8.9B--TRY 9.1B--TRY 9.2B+5.5%

Net income----TRY 1B--TRY 569.7M--TRY 912.1M--TRY 984.6M--TRY 747M-28.5%

Net profit margin----12.0%--6.3%--10.3%--10.8%--8.1%-32.3%

EPS8--6------6--6-25.0%5-16.7%

Free cash flow----TRY -3.2B--TRY 3.8B--TRY -1.1B--TRY -1.8B--TRY -459M+85.5%

Total debt----TRY 21.3M--TRY 24M--TRY 23M--TRY 21.9M--TRY 21.7M+1.9%

Cash and cash equivalents----TRY 22.7B--TRY 23.7B--TRY 23.5B--TRY 23.1B--TRY 25.4B+12.0%

Net debt----TRY -22.6B--TRY -23.7B--TRY -23.5B--TRY -23.1B--TRY -25.4B-12.0%

Ownership

Institutional ownership summary

2026 Q3, quarter ended 2026-08-21

PeriodOwnershipInstitutions13F sharesTotal investedPositions